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14415 Front Beach Road , Unit 2103
Panama City Beach, FL 32413

$470,000 - Status: Active
Bed Icon Beds: 2
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 1,146
MLS Icon MLS# 793768

Welcome to Ocean Reef 2103 -- Your Gulf-Front Getaway on the Emerald Coast! Experience breathtaking Gulf views and effortless coastal living from the 21st floor of Ocean Reef. This fully furnished, rental-ready, gulf-front condominium offers the perfect combination of spaciousness, comfort, and resort-style amenities, making it an exceptional vacation home, investment property, or both. One of the standout features of this residence is its coveted 10-foot ceilings and 8-foot interior doors, an exclusive feature offered only on floors 19 through 23 at Ocean Reef. From the moment you step inside, the elevated ceilings, taller doors, and open floor plan create an inviting sense of space and grandeur. Spectacular views of the Gulf of Mexico can be enjoyed from the living room, kitchen, and primary bedroom. Step outside onto the expansive 10' x 28' private balcony, where there's plenty of room to entertain, relax, and soak in the stunning scenery. It's the perfect place to watch spectacular sunsets, spot dolphins and schools of fish, or simply take in the seemingly endless views stretching along more than 20 miles of the Emerald Coast. The comfortable living area is designed for both relaxation and entertaining, featuring a sleeper sofa and two reclining chairs positioned to take full advantage of the incredible Gulf views. The fully equipped kitchen features stainless steel appliances, a breakfast bar with three bar stools, and an open design that flows seamlessly into the dining area, which comfortably seats six. The Gulf-front primary bedroom, with king bed, offers direct balcony access, allowing you to wake up to beautiful water views and enjoy the coastal breeze without leaving your room. The private primary bath includes a spacious walk-in shower. The guest bedroom currently features a queen bed but offers enough space to accommodate two queen beds, providing flexibility for owners and rental guests. A large laundry room adds valuable convenience while also providing generous storage space. The property also includes reserved, dedicated parking, an especially desirable feature for owners and guests. Ocean Reef offers an impressive collection of resort-style amenities, including a Gulf-front swimming pool, indoor pool, hot tub, sauna, steam room, and fitness room. Seasonal beach chair service is also available, offering chaise loungers and umbrellas for the ultimate beach-day experience. Location is another major advantage. Ocean Reef is conveniently situated approximately 1. 5 miles from Pier Park, Panama City Beach's premier destination for shopping, dining, entertainment, and attractions. Directly across the street, you'll find a large gift shop, doughnut and coffee shop, mini-golf, go-kart track, snack bar, and more. And just two lots away, Runaway Island offers delicious beachfront dining with both indoor and outdoor seating. Whether you're looking for a turnkey rental investment, a second home, or your own Gulf-front escape, Ocean Reef 2103 checks all the boxes. Beautifully furnished, rental-ready, exceptionally spacious, and positioned high above the Gulf with unforgettable views -- this is one you won't want to miss. Put Ocean Reef 2103 at the top of your must-see list. You'll be glad you did!

Property Features

MLS#: 793768
Zip: 32413
Subdivision: Ocean Reef
Development: 0318 - Beach - Central South
Property Type: Residential - Condominium
Cooling: Ceiling Fan(s), Heat Pump
Garage: 1
Heating: Heat Pump
Home Style: High Rise
Roof Type: Membrane
Stories: 23.0
Taxes: $5,674
Year Built: 2008
SQFT (H&C): 1,146

Feature Descriptions

Appliances: Electric Oven, Electric Range, Electric Water Heater
Association Amenities: Beach Rights, Barbecue, Sauna, Spa/Hot Tub
Building Features: Dumpster
Community Features: Barbecue, Beach, Conference/Meeting Room, Elevator, Fitness Center, Pool, Sauna, Waterfront, Community Pool, Short Term Rental Allowed
Exterior: Block, Concrete, Stucco
HOA Fee: $2662 Quarterly
Hot Tub: Yes
Interior Features: Balcony, Double Vanity
Parcel#: 40001-250-137
Parking: Additional Parking
Parking Notes: Additional Parking
Patio/Porch: Balcony
Pool: Gunite, Gas Heat, Indoor, In Ground, Community
Sauna: Yes
Security: Building Security, Fire Sprinkler System, Security Lights, Fire Alarm, Smoke Detector(s), Security Service
Sewer: Public Sewer
Spa: Community
Special View Info: Gulf, Water
Units: 162
Waterfront: Gulf, Shoreline - Sand

Room Sizes

Kitchen: 10 X 9 Level - First
Dining Room: 12 X 14 Level - First
Living Room: 14 X 13.5 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Hutchison Beach

14415 Front Beach Road , Unit 2103 | MLS# 793768

This condo located at 14415 Front Beach Road , Unit 2103, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $470,000. This property was built in 2008 and has 2 bedrooms and 2 full baths with 1146 sq. ft. Front Beach Road , Unit 2103 is located in the Ocean Reef subdivision. Search Ocean Reef real estate on cindyhamre.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Distinctive Beach Real Estate

Shown By

Agent Name: Cindy Hamre
Agent Phone: (850) 258-7930
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/08/2026. The listing information on this page last changed on 08/08/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 08/08/2026 10:30:01 AM EST) or Emerald Coast MLS (last updated Sat 08/08/2026 10:26:01 AM EST) or Central Panhandle Association of Realtors (last updated Sat 08/08/2026 10:29:36 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agent License Information: Real Estate Broker or Sales Primary SL3025569 Sales Associate Current, Active 03/31/2028

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